8/12/2023 0 Comments Home protector insurance premiumThe typical homeowner's insurance policy does not cover earthquake insurance, regardless of which area you live in. If you're in an earthquake-prone area, it is smart to purchase earthquake insurance, despite whether thinking it could happen to you or not. tremor).įace it: no one buys insurance because they're expecting some catastrophic event to occur that will financially ruin them, but in the end, that's exactly the purpose of insurance. Because it is state-run, specialized insurance can be made available to you, where it isn't even an option in other cases (many insurance companies refused to offer this insurance after the devastating 1994 Northridge, Calif.Earthquake Territory: Specialized Insurance By State The Selling Point Some of the items offered in Liberty Mutual's Home Protector Plus are inherent to any comprehensive home insurance plan, but simply expanded, hence the term, "expanded coverage." Pricing varies per premium, but for emergency repairs and assistance accessibility, Liberty Mutual's Home Protector Plus goes beyond the basics needs. This product is most useful for those that want to make sure if anything problematic goes down, they'll have the access they need to their insurer, 24/7/365. Think of it as the VIP service of home insurance. Will the extra perks that go beyond standard home insurance coverage be enough to justify the higher premium? For some, possibly. Home Protector Plus, despite its fancy name, really focuses on providing over and above service in timeliness. The V.I.P: Liberty Mutual Home Protector Plus The Selling Points Couple that with the decision whether to purchase additional insurance coverage or not, and the terms become even more complicated. However, there are some insurance add-ons that we wouldn't recommend skimping on, especially if you fit into any of these categories: 1. It's no mystery that home insurance is convoluted enough. 3 Additional Insurance Coverage You'll Want To Buy
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